According to the most recent statistics regarding motorcycle ownership in the United States, 472,000 motorcycles were bought by consumers in the year 2017. If you are thinking about joining in the fun and becoming a motorcycle owner, there are some things you will want to consider before heading to the nearest Harley Davidson dealer. Here are three things you should know before buying a motorcycle.
1. Know About the Requirements for New Riders
Because motorcycle riders are not as well protected as people are when riding in a car, motorcyclists are more likely to get injured or killed if they get into an accident. In 2016, nearly 5,000 motorcycle riders died as a result of being in a crash. For this reason, new riders are usually required to take a motorcycle training course.
There are also certain requirements that must be met when it comes to obtaining a Class M motorcycle license. Each state has its own specific requirements when it comes to getting this type of license.
2. Know What Kind of Gear and Accessories to Buy
When you get a motorcycle, you can't buy the bike only. Oftentimes, you'll have to buy certain types of gear that you'll need in order to ride your motorcycle. For instance, you will definitely need a helmet as well as other types of clothing that will keep you safe while riding.
Common clothing items include:
- Riding jeans
- Leather jacket
You may also need to get certain accessories such as a motorcycle ramp to load your motorcycle onto a pickup truck if you need to transport it. You'll need certain tools as well in order to provide your motorcycle with proper maintenance. Some of these tools include an oil drain pan, a bike stand, and a chain breaker and riveter.
3. Know What Kind of Insurance You'll Need
Most states require motorcyclists to have motorcycle insurance, with each state having their own requirements when it comes to minimum liability. Besides liability, you should also consider getting the following types of coverage on your motorcycle insurance policy:
- Roadside assistance
- Uninsured/Underinsured motorist
- Medical payments coverage
You should also be aware that if you are taking out a loan to buy your motorcycle, you will most likely need to have collision coverage as well.
Now that you know the requirements for new riders, what kinds of gear you'll need to buy, and what kind of insurance to have, you are well on your way to buying your motorcycle.